Head of SME Banking
Job Type | Full Time |
Job Sector | Bank/ Non-Bank Financial Institution |
Job Location | Not Specified |
Deadline | 06 February, 2021 |
Key Qualifications:
- Post-Graduation preferably in Banking & Finance/ Marketing/ Economics/ Business Administration or other related discipline from a reputed university
- Minimum 15 years of experience in commercial banking with sufficient expertise in SME sector
- Having professional training in SME banking and credit risk management
- Having in-depth knowledge on banking regulatory framework and guidelines on SME Banking
- High success records in credit management and recovery and notable contribution in SME field
- Having wide network of SME clients
- Good knowledge of commercial products, client management, compliance requirements, and operations
- Ability to lead and work independently, consult and clarify where necessary and make informed and firm decisions.
- Having excellent analytical skills as well as sound computer literacy
- Able to work under pressure and have positive mind-set
- Age should not be more than 50 years as at the time of application
Job Responsibilities:
- Lead SME banking division of SBAC and ensure effective coordination with the branches to boost up Small Medium Enterprises (SME) client base
- Design, plan and formulate strategies to achieve business goals as to SME Banking
- Target the SME accounts through a unique sales methodology which meets the commercial banking and wealth management needs of the customer
- Monitor proper utilization of credit facilities in SME accounts and maintain the quality of risk assets and ensure periodic review of the facilities
- Monitor Non Performing SME loans of the Bank and decide on appropriate strategies and plan for re-structuring/recovery
- Implement the policy, guidelines, and circular of Bangladesh Bank as to SME Banking
- Ensure compliance with internal policies and procedures and regulatory requirements with Bangladesh Bank
- Coordinate with other divisions/branches when required