Sr. Officer/Principal Officer - Woori Bank
Job Type | Full Time |
Job Sector | Bank/ Non-Bank Financial Institution |
Job Location | Dhaka |
Deadline | 10 March, 2022 |
Position: Senior Officer/Principal Officer
Type of Employment: Permanent
Department: Credit Risk Management
Job Responsibilities
- Review Credit Applications recommended by RM/Branches and to provide independent risk assessment and recommendation
- Oversight of Bank's credit policies, procedures and controls relating to all credit risks arising from corporate/commercial/institutional/personal/treasury operations.
- Monitor and review Banks Loan portfolio and prepare monitoring Report.
- Visit customer's Factory as part of Loan monitoring
- To provide advice/assistance regarding all credit matters to line management/RMs.
- Contribute to the development of credit risk management skills of staff in Credit
- Ensure compliance with internal policies and procedures and external regulatory requirements.
- Update the Bank's lending guidelines/credit policies as and when required.
- Generating new business by identifying potential customers via sales promotions and presentation to companies
- Assessment & justification of client's requirement, financial standing, working capital & cash flow analysis, debt service capacity analysis etc. Risk Identification, Risk analysis & mitigating factors of investment, NPV, IRR, Sensitivity Analysis, collateral security analysis, transaction record & account performance analysis, business & market analysis.
- Identify and map business strengths and customer needs.
- Find out what an organization needs and working with a team to plan proposals and pricing when required
- Follow industry trends locally and internationally
Educational Qualification & Other Competencies
- Master's Degree preferably in Business discipline from any reputed Public/Private/Foreign University with good academic track record. Other professional Certification like CFA, CPA, ACCA or CA will be considered as an added advantage
- Minimum (05) Five years of continuous experience Loan/ Credit including Corporate CRM at HO Level and/or Branch Corporate Credit Unit in reputed Banks;
- Having an in-depth knowledge of business products and value proposition
- Should have in depth knowledge of diversified banking products and well conversant in relevant regulatory policies, guidelines and laws
Salary: Negotiable
Allowances & Benefits:
- Two (02) Festival Bonuses
- Leave Allowance as per the Bank's rules
- Annual Salary increment as per the Bank's rules
- Group life insurance and other benefits as per the Bank's rules
Required Information to be submitted with Application:
(1) Present & previous Positions with Place of posting (2) Job Details (3) Present Salary (4) Expected Salary(5) Education Information (6) Marital Status (7) Age as of 31st January 2022 (8) Parents Occupation (9) Extra Curricular activities
(10) 02 References
Application Procedure:
Interested applicants shall apply on or before 10th March 2022 with a complete CV & a recent passport size color Photograph to The Head of Human Resources, Woori Bank, Suvastu Imam Square (1st Fl), 65 Gulshan Avenue, Gulshan, Dhaka- 1212, Bangladesh.